It's About Time! Maybe It's Time to Sell or Buy.  Let's Talk. The weather belies the actual market behaviour.  An increasing number of people are coming out of hibernation and the cottage market is about to heat up while the government is creating capital gains changes that require tax planning.  It could benefit both buyers and sellers. Get in early so that the July long weekend is a happy Long Weekend! We are in dire need of more cottages to... [read more]

You’ve saved some money and made home ownership a goal. Congratulations!!  You’re on your way to one of the most exciting purchases you’ll ever make and the time is right to benefit from market conditions. Before you begin looking for your first home, few things are as important as understanding what you can afford. Check out the real estate calculators on my site to get the full picture. Now is the time to make an assessment of your overall financial... [read more]

I have spent a lot of time lately discussing the merits of buying land and building or buying an already built home in a similar location.  Ultimately the decision comes down to three factors: Location, Time, and Cost (thanks to supply chain issues in 2021-2022) If you have time, as much as two years, between now and the when you want to move in then the custom build concept could work.  If you have less time, like one year, then you will likely b disappointed when... [read more]

Imagine someone saying to you "if you buy this house you will earn at least 25%, tax free" Why would that be?   The ability of people with US dollars to buy realestate now gives them at least a 25% advantage over people buying with Canadian dollars.  Regardless of what happens in the market they will always maintain that advantage.  In fact, it will only improve over time. This is what is driving foreign buyers to flock to the Canadian... [read more]